At the time of writing the Kroger Co. Family of Stores includes: Of course, Kroger admits this is subject to change at any time but does maintain an updated list. Some merchants do not accept American Express due to the significantly higher fees they charge the merchant for accepting it. As the largest supermarket chain in the U.S. (by revenue), Kroger is a brand a lot of people quickly recognize. Instruct the recipient to check e-mail as well as any SPAM folders or automatic filters. No, not if your carrier is not listed on our website. The company also accepts cash and check as well as some EBT and WIC. of Kroger. Similarly, there are other card options that earn you rewards in tons of everyday spend categories (not just groceries) and those that offer true cash-back and/or more flexible reward options (see our alternative cards section above). The Card is valid through the expiration date shown on the front of the Card or until the value on the Card reaches zero. But some of those cards feature much higher caps. It earns 3% cash back at U.S. supermarkets, on up to $6,000 spent per year (then 1% back). 5. What rewards can I earn with the Kroger Rewards World Elite Mastercard, What are the other benefits from the Kroger Rewards World Elite Mastercard. Who do I contact if I have an issue with a gift card purchased at a Kroger Family of Companies store? Kroger is a horribly greedy corporation as most are. Login to Reply or Kudo. After that, youll have to spend up to $6,000 every year to keep the 25-cents-off benefit. Where are gift cards available with Pickup? Visa terms Funto earned a bachelor's degree in global and international studies and an MFA from Bard College. Kroger Gift Cards are also . No. With the Kroger Mastercard, rewards are earned on every purchase as long as the Kroger Mastercard is the payment method at the time of purchase (rewards cannot be applied retroactively). This means youll earn 3 points per eligible net dollar on all the Kroger (or Kroger Co. Family of Stores) brand products you buy within its stores. Theres no annual fee for this card, but its important to note the wide variance in APR the better your credit, the better your assigned APR percentage and vice versa. NerdWallet strives to keep its information accurate and up to date. In most cases, when applying online you will receive the status of your application immediately. To receive this benefit, cardholders must scan, redeem points, and pay with their Kroger Mastercard. (If you dont meet the spend requirement in the first year of having the card, the discount drops down to 5 cents per gallon after.). Physical Retailer Gift Cards are not embossed. I would never get my $0.25/gallon discount at Frys fuel stations. My phone has been stolen. I have had this card for over a year now and I did not have any problems. Hot Tip:Theres no limit to the amount of rewards points a cardholder can earn (other than the credit limit set by your account). Remember, your certificates expire a year from the issue date. Then select "add a credit or debit card" option. The function lets shoppers connect their payment . Where do I go to select how to redeem my rewards? directly; please visit the How can I check the status of my application? Whac-A-Mole. Please see the Login and Online Account Management section below for more information. Kroger accepts all major credit cards, including American Express, Discover, MasterCard, and Visa. Is there a minimum or maximum value for a Visa and Mastercard eGift Card? 2. If thats the case, this card may not be right for you. You give someone a card and you cant use it. And the good thing is, Venmo has a fantastic cash-back rewards program for Venmo card users. For an entire year after card approval, Kroger Mastercard holders can earn an additional 25 off each gallon of fuel they purchase at a participating Kroger Co. Family of Stores fuel center when they earn at least 100 fuel points in a single month. You can find a description of the types of tracking technologies, and your options with respect to those technologies, by clicking Learn more below. How do I set up Kroger Pay? Navigate to https://www.kroger.com/giftcardactivation, Enter your Gift Card UPC (This is an 11- or 12-digit number located on the back of your card), Once completed you will receive a confirmation email shortly afterwards to confirm that your gift card is active and ready to use. Whether you want to pay less interest or earn more rewards, the right card's out there. for more information. Show All | Hide All How to Apply You can even earn a signup bonus such as a $10 credit when you sign up for direct deposit. Not all Kroger grocery store locations in the U.S. have fuel centers where you can pump gas and redeem fuel points. Her work has been featured in MarketWatch, Yahoo Finance and Nasdaq. You'll have to settle for the card's 2% rate, a somewhat disappointing return given that some store cards earn up to 5% back for in-brand purchases. The bank . If youre spending money consistently at supermarkets (we figure you are) and are looking for alternative credit cards, then wed highly recommend using cards that have big bonuses for money spent at supermarkets. Amex is arguably the most prestigious card in the world. Blackhawk Network Inc. Privacy Notice However, multiple credit card review sites state prospective applicants will need a good credit score to be approved. Our partners cannot pay us to guarantee favorable reviews of their products or services. U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law. When should my recipient receive their Physical Gift Card? There's a separate fuel rewards program, As a member of the program and, again, independent of the credit card you'll earn 1. for every $1 you spend on groceries (with some exceptions) at any store in the Kroger network. When you register your Prepaid Gift Card, you may also use your card for internet, mail, and phone order purchases. Kroger stores sell a variety of grocery products that can be purchased with an EBT card. Click here for more details and to apply. Below, were outlining the card benefits, the rewards program details, and the cards fees and drawbacks, as well as some recommendations on alternative card options that could save you even more. Kroger Macaroni & Cheese. We're very sorry to hear you're experiencing difficulties with your activation. Save on fuel and groceries each time you spend. We accept relay calls. As a member of the program and, again, independent of the credit card you'll earn 1 "fuel point" for every $1 you spend on groceries (with some exceptions) at any store in the Kroger network. The Discover credit card isn't as widely accepted as Visa and Mastercard, here in the U.S. or in other countries worldwidebut it has closed its historic acceptance gap considerably. Does Kroger Master Card share personal info with others? Save on fuel and groceries each time you spend. Yes, they share with affiliates. That was that --- she's been gallivanting around the globe ever since (26 countries & counting)! 3 points per $1 spent on Kroger Co. Family of Stores brand products. What if the recipient does not receive the Visa or Mastercard eGift card? Editorial Disclosure:The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. The Kroger Mastercard is a co-branded card issued by U.S. Bank National Association. Then she told me to try calling them back directly at a later time. We do not process activations or collect payment information by phone, chat or email. Email needed if you'd like comment updates. Oct-26-2017 04:52 PM. In order to provide you with a seamless login experience, we are asking you to Authorize Blackhawk Network to access your profile information (including email address, name, address and, phone number) as well as your loyalty information. You can find out more about these exclusions in the terms and conditions. That $6,000 spending cap is well above what the average U.S. household spends on groceries. on mobile wallet purchases for the first $3,000, then 1% thereafter, Save an additional 25 per gallon of fuel!Each time you redeem at least 100 fuel points at Kroger Family of Companies Fuel Centers for the first year and thereafter when you spend $6,000 in a calendar year.1, Earn Cash Back with every eligible net purchase.2, Earn an additional 25 off per gallon of fuel each time you redeem at least 100 fuel points at Kroger Family of Companies Fuel Centers for the first year.1. He has decades of experience in digital and print media, including stints as a copy desk chief, a wire editor and a metro editor for the McClatchy newspaper chain. To redeem for a Kroger gift card, youll need at least $25 in rewards. Want to report a lost or stolen card? Stores in the Kroger Co. family include Kroger, Ralphs, King Soopers, Baker's, Dillons, Smiths Food and Drug, Fred Meyer and Gerbes. The information regarding the Kroger Mastercardwas independently collected by Upgraded Points and was not provided nor reviewed by the issuer. Want to earn free groceries? However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Here are five things to know about the Kroger credit card. All Associates are held to the same policies, procedures, and rules as listed in the General Office Associate Handbook; specifically, refer to the sections titled "Kroger Plus Card Associate Program" and "Kroger Plus Card Employee Policy". For starters, the mobile-wallet bonus category is subject to an annual spending cap of $3,000. Delivery charges are quoted on order size (number of cards ordered) and the delivery option selected. Replacement Card Fee $5.95 for a lost or stolen card. Do Visa or Mastercard eGift funds expire? the Kroger Rewards World Elite Mastercard for your frequent supermarket sweeps. So we called and canceled. You can either choose a card that Google already has on file or add a new card. This allows you to use your Kroger Family of Stores login credentials and have your fuel points applied automatically when purchasing gift cards. U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law. Yes, they do. Once you have earned at least 2,500 Rewards Points ($25), you have the option to redeem for a $25 Kroger Family of Companies Gift Card. How is the Physical Gift Card packaged and delivered? Hot Tip:If fuel rewards are important to you, dont miss our piece on the best credit cards for gas purchases. Visa and Mastercard have virtually universal acceptance in the U.S. Yes, if you have funds available for the order cost. Ive updated the post to correct that. The link will take them to the eGift Card page to access their eGift Card with the option to print it. See Gift Card for terms and applicable fees. And its cash back rewards and lack of annual fees make it an attractive choice as a first credit card, or as a supplement to the more widely accepted cards. This long-standing policy helps the company . If you see unauthorized charges from GIFT CARDS, contact your Credit Card's issuing bank immediately, as your card may have been compromised. This process may take up to 2 (two) weeks, and each retail merchant has its own policies for assisting customers. While the fees mentioned above are certainly drawbacks on their own, there are some other downsides to this card that you may want to consider. Obviously the higher denomination the giftcards are, the . All Rights Reserved. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. You can find out which stores offer pick up by visiting the website for your local store. You can stop the use of certain third party tracking technologies that are not considered our service providers by clicking on Opt-out below or by broadcasting the global privacy control signal. You can also enroll in Real-Time Rewards at this site and, once enrolled, youll be able to instantly redeem earned rewards after making qualifying Kroger Family of Store purchases. Paypal credit is not a card,and it is not always available. Plus, if you live in a region where Kroger is the grocery store of choice, you likely spend a good chunk of your paycheck there. Click here to see a list of advertisers that we work with. With the PayPal Payback Rewards program, you can get 2% cash back when you use your prepaid card at select merchants. If I just put my phone number in after a purchase at FM, will I still get rewards? Funto Omojola is an auto loans writer at NerdWallet. No. If you're a dedicated shopper at one of the many stores in the Kroger "family," you might be considering the grocer's co-branded store credit card the Kroger Rewards World Elite Mastercard for your frequent supermarket sweeps. . If a Visa or Mastercard eGift card does not cover the full amount of the purchase, you could expect the system to decline the transaction since most websites cannot handle a split tender transaction. Kroger also takes cash, personal checks, WIC cards, and SNAP/EBT cards. Potential Annual Rewards of 384 dollars cash back. I think it is unlikely that you would be able to get them to remove the hard pull from your report, but you could always call the US Bank reconsideration line at 1-(800)-947-1444 to argue your case to be approved for the card. . Be aware that Kroger has not been shy about removing credit cards from being accepted as a payment method at certain subsidiaries. That being said, you can only redeem rewards certificates earned through this card at Kroger and its Kroger Co. Family of Stores. Home Depot. While theres no overdraft fees or foreign transaction fees, youll notice some hefty penalties for grabbing a cash advance on this card, so youll want to avoid that at all costs! Please ensure all gift card information and your personal billing details were entered correctly. Rewards expire after three years, so if you dont use them to make a purchase within that time frame, youll lose them. What credit cards do you accept for payment? 2023 U.S. Bank National Association. If you're a dedicated shopper at one of the many stores in the Kroger "family," you might be considering the grocer's co-branded. Alternatively, you can check out as a guest, but you will not have the opportunity to earn fuel points as a guest user. If youre earning 2 points to the dollar, thats 1 cent on each $1 you spend and if youre earning 3 points to the dollar, thats 1.5 cents on each $1 you spend. No card is perfect but as a Kroger shopper, I love it! The firm began taking Apple Pay before it was canceled and Google Pay, Samsung Pay, and Fitbit Pay. Can the Prepaid Visa or Mastercard Gift Card be used to get cash at an ATM? If you prefer, please call us at the number at the back of the card to redeem your rewards once you have earned at least 1,000 Rewards Points ($10). My wife did and was approved. You can use the Kroger Mastercard anywhere Mastercard is accepted. They care zero about people. Pay using your Kroger Rewards Mastercard. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. The card expires, but the funds do not expire. Kroger does accept EBT along with a variety of credit. Grocery giant Kroger recently decided to stop accepting Visa credit cards at its subsidiaries Foods Co. and Smith's Food and Drug, a move designed to pressure the credit card giant into. If you spend up to $6,000 in the first 12 months of having the card, the 25 cents off per gallon of gas will be extended for the remainder of that calendar year and through the next calendar year as well, until the following Jan. 31. Cash-back is received in the form of Reward Dollars that can be redeemed as a statement credit. If you'd like to add a comment to this article and share your valuable feedback and opinions, please click here to leave your comment. About the author: Funto Omojola is an auto loans writer at NerdWallet. Simply present them at the register when youre making your purchase. No. Do not sell or share my personal information. The allowance is stored on a member's Humana Spending Account Card. If it is not a Credit or Debit Card issue, please send us an email including your name, phone number, carrier if ordering Prepaid Phone Cards, email address, and billing address to Customer Service. Kroger also has a Kroger Debit card and a Kroger Prepaid cardthat are different than the above-reviewed card. Please be advised that we do not represent, or have any affiliation with, Kroger. 1 Kudo. Potential Annual Earning of 38,400 Rewards Points. The Best Ways to Use 10,000 (or Fewer) American Express Membership Rewards, Citi Prestige Card vs. Amex Platinum Card [Detailed Comparison], 3 points per $1 on Kroger Co. Family of Stores brand products, 2 points per $1 spend in Kroger Co. Family of Stores (excluding fuel centers), $100 cash-back after $200 spend within 40 days, Fees and Drawbacks of the Kroger Mastercard, Alternative Rewards Cards (Our Recommendations), The information regarding the Kroger Mastercard, For rates and fees of the Blue Cash Preferred from American Express, click, For rates and fees of the American Express Gold Card, click. When I attempt to log in, nothing is happening. Designated trademarks and brands are the property Pre-qualified offers are not binding. If the intended recipient does not receive their gift card, please contact support at 844-217-4797 or by going to our by going to our Contact Us page and submitting a request. Does Kroger accept Lone Star Cards? On the plus side, unlike some other store cards, the Kroger Rewards World Elite Mastercard earns rewards both at Kroger and outside the brand. Usually, eGift Cards are delivered within minutes of order completion. The gift card is a prepaid debit card carrying a fixed amount determined by the purchaser. If you are having an issue with your order or the order has yet to be received, please contact giftcards.kroger.com Customer Service via the Contact Us page or by calling 844-217-4797. . Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. We use technologies, such as cookies, that gather information on our website. *Kroger, Ralphs, Fred Meyer, QFC, Frys Food, Smiths Food and Drug, King Soopers, City Market, Jay C Food, Pay Less Super Markets, Dillons, Owens Market, Bakers Plus, Metro Market, Pick n Save and Marianos. No. Prepaid Phone Cards are delivered as an eGift. I travel out of the United States. If you shop at Kroger or its Kroger Co. Family of Stores regularly and spend a decent amount of money with them, then the Kroger Mastercard could possibly be worth a spot in your wallet. I dont like your credit card, youre too GREEDY. Using your prepaid phone and Prepaid Phone Cards outside the U.S. depends on the carrier you use and the plan you are enrolled in. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Kroger is one mile from my house and I used the gas discount consistently. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Yes, after36 months your points do expire. See gift cards for details, terms, conditions and (if applicable) fees. Keep all receipts in case of errors or unauthorized activity on your card. Yes, if you have funds available for the order cost. Here is a list of our partners and here's how we make money. I feel safe buying their meats and produce. The reason was it was too large of a purchase. It also accepts cash payments and personal checks. What Illinois stores that accept. Remaining points, less than 1,000, will roll over into the next cycle.. Note that due to technological limitations, if you visit our website from a different computer or device, or clear cookies on your browser that store your preferences, you will need to return to this screen to opt-out and/or rebroadcast the signal. For rates and fees of the American Express Gold Card, click here. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. The tax rate(s) are based on the billing address you provide. We mentioned some basic fees in the at a glance table above but we think its worth looking into the additional fees of the Kroger Mastercard in a bit more detail here. If they discontinued your card, then it is unlikely that your phone number still has the rewards number attached to it. Are there any restrictions on purchasing cards? Erin currently maintains her status as Alex's adventure-seeking partner-in-crime and contributes to Upgraded Points through in-depth content creation and relationship management. Account must be open and in good standing to earn and redeem rewards and benefits. Generally speaking, when a retailer decides not to accept a certain type of credit card because of high interchange fees, American Express ( AXP 10.54%) or Discover ( DFS 2.51%) are the most . Call us at 1-888-853-9536. *Subject to availability. My score at that time was 805. If you're approved, your card should arrive in 7-10 business days. Youll earn 1 point per eligible net dollar on any purchase that isnt included above, anywhere Mastercard is accepted. Kroger is one of the largest grocery store chains in the U.S., with over 2,700 stores across 35 states. If youre approved for the card, you should receive it in the mail within 7 to 10 business days. 30981. The Kroger Mastercard is a co-branded card issued by U.S. Bank National Association. It gives members more freedom and flexibility to spend their allowance. If you give them your phone number during checkout they should be able to tell you if your rewards number is still active. Gift cards are currently available enterprise wide at any of our Kroger Family of Stores locations that currently offer pick up. Keep in mind that you pay, You can access yourKroger Rewards World Elite Mastercard, Yes. Alternatively, the American Express Gold Card earns you 4x Membership Rewards points at U.S. supermarkets (up to $25,000 per calendar year in purchases, then 1x). You'll earn rewards when shopping with your Venmo cards for eligible purchases at select retailers. However, the point earnings ratio is pretty poor, especially considering there are other credit cards out there that reward shoppers more handsomely for spending on groceries. Best Credit Cards for Rental Car Insurance, Business Credit Cards for Advertising Purchases, Business Credit Cards for Shipping Purchases, Top Reasons to Get a Business Credit Card, How to Apply For a Small Business Credit Card, Maximize Rewards From Your Business Purchases, Comparing Top 3 Chase Business Credit Cards, Tourist Visa Requirements for U.S. Citizens, How to Cancel an American Airlines Flight, TSA PreCheck Everything You Need to Know, Chicago OHare International Airport [ORD], Best Websites for Booking Affordable Hotels, Best Hilton Luxury Hotels to Book With Points, Guide to Hotel Status Matches and Challenges, Best Marriott Luxury Hotels to Book With Points, Best Ways to Redeem Marriott Points for Hotels, Best IHG Luxury Hotels to Book With Points, Marriott Bonvoy Hotel Loyalty Program Review, The Kroger REWARDS World Mastercard at a Glance, Kroger Co. Family of Stores brand products, definitive guide to credit card fees (and how to avoid them), cards that have big bonuses for money spent at supermarkets, Blue Cash Preferred Card from American Express, https://www.kroger.com/f/rewards-debit-card-privacy-policy, Marriott Bonvoy Boundless Credit Card Full Review [2023], Capital One QuicksilverOne Cash Rewards Card Full Review [2023], Capital One VentureOne Rewards Credit Card - Full Review [2023], Marriott Rewards Premier Credit Card Full Review [2023]. Remember, these purchases do NOT earn Rewards Points even though theyre purchases made at Kroger or Kroger Co. Family of Stores-branded fuel centers. Kroger refers to this as earning Outside Our Stores and this perk is pretty basic. KrogerMastercard.com is not responsible for the content of, or products and services provided by , nor does it guarantee the system availability or accuracy of information contained in the site. Hot Tip: You can also earn 50% more fuel points on grocery purchases if you link your Kroger Pay account, so dont forget to do this! Kroger is calling for an end to a more than year-long feud with Visa credit cards. No responsibility will be taken by the bank advertiser for these comments. Click here to see a list of advertisers that we work with.