Directions. (256) 546-9907. (4) BBB Rating: A+. WebMD does not provide medical advice, diagnosis or treatment. Quality of Life Health Services Inc 1411 Piedmont Cutoff Gadsden, AL 35903 1 Directions Call Fax Directions Suggest an edit Compare with other Nurse Practitioners Compare Phillip Rogers with our nearby Nurse Practitioners at CTCA Atlanta. They are governed by a board that includes physicians, nurses, and consumers. Quality of Life Health Services, Inc. is a patient-centered health care system enhancing the lives of individuals and families by providing access to affordable comprehensive health and wellness services since 2013. Quality of Life Dental. Do you know this dental clinic? Gadsden AL 256-492-6363. . Quality Carriers Gadsden, AL 3 days ago . More. We accept most major insurance carriers. Quality of Life Health Services Tell others what you paid for services. In order to obtain actual costs please contact the dental offices directly. God Bless each of them for their kindness. While working at his full time practice in Alabast, Aspen Dental dentists are dedicated to making it easier to get the care you need. Quality of Life Health Complex 1411 Piedmont Cutoff Gadsden, AL 35903 256.492.0131 After Hours: 888.490.0131. OVERVIEW; PHYSICIANS AT THIS PRACTICE ; OVERVIEW ; Although getting dental implants might be the best choice for replacing the missing teeth, and you're considering it, the cost can be quite high in the US. Dental implants can be seen as a long-term investment not only in terms of money, but also in terms of quality of life. 9 What is the phone number for Quality of Life Dental in Gadsden, Alabama. 7,752,060 and 8,719,052. Dr. Robinson works in Gadsden, AL and 18 other locations and specializes in General Dentistry. Cheapest (50) Best Neighborhoods (88) Best Places To Live (58) Best Small Towns (32) Families (49) By far the nicest staff at a dentist office i have ever met. QUALITY OF LIFE HEALTH SERVICES INC 1216 Wilbanks Ave Gadsden, AL, 35903 Tel: (256) 439-6384 + Leaflet | Provided by Internet Brands View all SPECIALTIES General Dentistry DENTAL PLANS. United States Alabama Etowah County Gadsden Is this your business? There are a total of 3436 entries listed in our database. Gadsden, AL - 35903, Services Include: Adult Medical Services Dental Services Extended Hours Health Center Health Education/Behavioral Services Medication Assisted Treatment Program for Substance Use Disorders On-Site Pharmacy Pediatric Medical Services Telemedicine Vision Services X-Ray Services, This clinic is based on Sliding scale fees which are variable prices for products, services, or taxes based on a customer's ability to pay. What are you looking for? Determined to improve the lives of Alabama residents in desperate need of health care, she founded Quality of Life Health Services, Inc. in 1977 in Gadsden, Alabama. 1411 Piedmont Cutoff Gadsden, AL 35903 (256) 492-0131 . Hotels. Website. Always consult a medical provider for diagnosis and treatment. . Social Service Organizations. Gadsden, AL 35903 Quality of Life Health Services, Inc. (QOLHS) is the largest system of federally qualified community health centers in the State of Alabama. Full-time + 1 Monday to Friday + 3 Benefits Advisor new American Family Life Insurance- Aflac 2.3 Gadsden, AL $20,000 - $40,000 a year Employer est. Gadsden, AL. New Patients Welcome, Family Dentistry, Office Hours By Appointment, Open Monday - Friday. Quality Of Life Health Complex. 47 Dental Offices are located in Gadsden, Alabama. This place is great for people who don't have Insurance, it is $20.00 for Medical & $45.00 for Dental on your first visit that includes X-rays too. For families/households with more than 8 persons, add $5,430 for each additional person. Make an appointment at CTCA Atlanta today at (770) 615-0974. Find Providers by Condition . Do you know that you may use Medicaid to cover part of your dental bills? We have compiled prices provided by users to this website. 1020 Tuscaloosa Ave. Gadsden, AL 35901. Dentists. Dr. Looney is the nicest person you will ever meet. Shiela Jarrells, Get to know some frequently asked questions for Quality of Life Dental in Gadsden, Alabama, Monday: 7:30AM to 4:30PM, Tuesday: 7:30AM to 4:30PM, Wednesday: 7:30AM to 4:30PM, Thursday: 7:30AM to 4:30PM, Friday: Closed, Saturday: Closed, Sunday: Closed, Quality of Life Dental is located at Gadsden, AL 35903, United States, The phone number the Quality of Life Dental in Gadsden, Alabama is +1 256-439-6384. Benefits: vision, 401k, dental, life insurance, medical, Job Description. 1989 Sardis Dr. 1411 Piedmont Cutoff Hwy Gadsden AL 35903. Apply online instantly. Such fees are thereby reduced for those who have lower incomes, or alternatively, less money to spare after their personal expenses, regardless of income. Use of this website and any information contained herein is governed by the Healthgrades User Agreement. Privacy Policy. All the information on this website is user submitted. In a medical culture that puts patient wait in the norm, this Dr. Health care requires collaboration with a variety of professionals whose common interest is to strengthen the integrity of the human-environment relationship and therefore attempt to achieve optimum level of functioning and state of well-being. Quality of Life Health Complex-- Sardis City Medcial Center. Costs are displayed for informational purposes for our users. We are a dental office located in Gadsden, AL. See More. Class-A CDL Over The Road Company Driver EAST GADSDEN, AL Responsibilities Compensation Up to $1600 Weekly Average or More $.60cpm All Miles! It is very likely to have dental problems, but getting proper dental service can be quite expensive. Claim this business (256) 494-6004. Quality of Life Dental - Gadsden/Alabama located in Gadsden, read the Quality of Life Dental - Gadsden/Alabama's reviews, find dentists contact details and get directions on map. Dental Care for Medicaid and CHIP Enrollees. Mobile County Health Department in Mobile, Alabama, UAB School of Dentistry in Birmingham, Alabama, American Family Care Daphne in Daphne, Alabama, Jackson Clinic Urgent Care and Multispecialty Prattville in Prattville, Alabama, McMurphy Orthodontics Dr. J. Steadman McMurphy, Jr in Spanish Fort, Alabama, Strickland Orthodontics in Spanish Fort, Alabama, Alabama Pediatric Dental Associates & Orthodontics in Owens Cross Roads, Alabama, Glynwood Park Dental Care in Prattville, Alabama, Prattville Dental Care in Prattville, Alabama, Designer Smiles Braces By Benton in Anniston, Alabama, Spivey Family Dentistry in Anniston, Alabama, Gibson Family Dentistry in Anniston, Alabama, get driving directions from your location, 1 Quality of Life Dental Contact Information, 2 Office Hours of Quality of Life Dental in Gadsden, Alabama, 3 Map of Quality of Life Dental in Gadsden, Alabama. Copyright 2023 Healthgrades Marketplace, LLC, Patent US Nos. 254b; deemed Public Health Service an employee under 42 U.S.C. Posted: 7 days ago. 1411 Piedmont Cutoff, Gadsden, AL 35903. Help Millions of people find the right doctor and care they need, Get immediate care and visit with providers from the comfort of your home, or anywhere, Urgent care centers can be faster and cheaper for situations that are not life threatening, Doctors and patients discuss the latest medical treatments and health tips, Search prescription drugs for why theyre used, side effects and more, Back and Neck Surgery (Except Spinal Fusion). Recent Locations. Have you been to this dental clinic? We are a private, non-profit 501C3 organization that provides high-quality health care services to EVERYONE. Find Providers by Specialty Find Providers by Procedure. What are you looking for? 420 N. 6th St. Gadsden, AL - 35901 1409 Springfield Ave. Gadsden, AL 35903. Choose one of our health centers for your Primary Care Medical Home. Our goal is to improve access to and offer premium medical, dental, behavioral health, vision and pharmacy services. Read More. We are dedicated to providing you with the highest quality primary health care. Our servers have detected that you are accessing this site from a restricted area. Redmond Dental provides dentistry services to the Moody and Tuscaloosa, AL areas. Read More. See a problem? 7 What is your schedule in the week of Quality of Life Dental in Gadsden, Alabama? (256) 494-6004. 1411 Piedmont Cutoff Hwy About This Clinic. At Quality of Life Health Services, Inc., the patient is the most important part of the Patient-Centered Medical Home. I was very impressed at how nice and caring everyone was while I was there. In addition to allowing the patient to eat the same . No matter what reason is causing the problem, dental implants might be the best solution. Gadsden, AL - 35901 (256) 546-3456; View Details. Full Time position. Check out things you need to know about the benefit and how you may get low-income dental care. Gadsden, AL Quality of Life, Demographics, And Statistics. Find Related Places. What is the phone number for Quality of Life Dental in Gadsden, Alabama? Since 1998, Quality of Life Health Services, Inc. has been accredited by The Joint Commission. Quality of Life Health Services, Inc. - GP, 707 W Martin Luther King Hwy, Tuskegee, AL, 36083, GADSDEN FAMILY & STUDENT HEALTH SOLUTIONS, 12062 AL HIGHWAY 77, Geraldine, AL, 35974, This dentist accepts the following plans. This. All the information on this website is user submitted. The Joint Commission is an independent, not-for-profit organization, established more than 50 years ago. Directions Advertisement. Gadsden, AL. Quality of Life Health Services. I could tell it was out of a caring heart, not just because it was their job. Have you been to this dental clinic? We accept most credit cards including Care Credit; Providers of Blue Cross & Blue Shield of Alabama; Southland Delta Dental; Cigna; Alabama Medicaid up to age 21. Pediatric/Adolescent Medicine. Website. Advertisemet (256) 492-0131; 1411 Piedmont Cutoff Hwy, Gadsden, AL - 35903; Nearby Clinic. for the 48 contiguous states and the District of Columbia. Clinics Medical Clinics Physicians & Surgeons, Family Medicine & General Practice. Quality Of Life Health Complex, a Medical Group Practice located in Gadsden, AL. If we cannot resolve your concern, then you may contact the Joint Commission at (800) 994-6610 or complaint@jointcommission.org. Tell others about your experience. 2023 Dental Insider | All rights reserved. Vision Care. Our team of health professionals work together to coordinate care and provide the best possible outcomes for your health and wellness needs. Quality Of Life Hlth Service Inc Pharmacy. Nowadays, hundreds of millions of Americans are still suffering from tooth loss in spite of the improvements in dental care. We cannot guarantee the dental costs to be completely accurate. The Joint Commission evaluates the quality and safety of care for nearly 15,000 health care organizations. In order to obtain actual costs please contact the dental offices directly. Quality of Life Health Services, Inc., is a certified FTCA facility and is a Health Center Program grantee under 42 U.S.C. Dr. Ford wanted to create a practice that focused on offering one-day denture services. All rights reserved. All other marks contained herein are the property of their respective owners. Posting id: 817327265. Filter by Provider Ratings STNA. 1411 Piedmont Cutoff, Gadsden, AL - 35903. All Rights Reserved. We specialize in general dentistry & same day dentures. Learn about dental implants, their benefits, cost, and factors that affect their price. I will never u, Add Ross's name because he does beautiful work and is so caring and compassionate for his patients. Check out things you need to know about the benefit and how you may get low-income dental care. Gadsden, AL 35901 United States. Accreditation may then be awarded based on how well the organizations met Joint Commission standards. For forty years, Quality of Life Health Services, Inc. has built a legacy on People Caring About People. We cannot guarantee the dental costs to be completely accurate. FreeDentalCare.us is not associated with any government agency. If you have a concern regarding the quality of care or safety at Quality of Life Health Services, Inc., please contact Administration at (256) 492-0131. See reviews, photos, directions, phone numbers and more for Quality Of Life Dental Center locations in Gadsden, AL. The Medical Assistant is responsible for assisting in the provision of patient care and related nursing services necessary for the delivery of primary health care. Tell others about your experience. This content is not available in your current region. Name: Quality of Life Dental Address: Gadsden, AL 35903, United States Country: United States Phone Number: +1 256-439-6384 Website:qolhs.org Services: Dental clinic Office Hours of Quality of Life Dental in Gadsden, Alabama View office hours of Quality of Life Dental in Gadsden Monday:7:30AM to 4:30PM Tuesday:7:30AM to 4:30PM Shopping. Costs are displayed for informational purposes for our users. (does it range from severity? Gadsden Quality of Life Health Complex Contact Information: 1411 Piedmont Cutoff Hwy Gadsden, AL - 35903 (256) 492-0131 Sign up for website Monday 8:00 AM - 8:00 PM Tuesday 8:00 AM - 5:00 PM Wednesday 8:00 AM - 5:00 PM Thursday 8:00 AM - 5:00 PM Friday 8:00 AM - 5:00 PM Saturday closed Sunday closed Quality of Life Health Complex Details Quality Of Life Dental. There are still several methods that you may find cheaper implants or other low-cost alternatives for problematic teeth. A day in the life of a Registered Nurse with Alabama HomeCare of Gadsden : A RN delivers high-quality, cost-effective care that empowers patients to manage their health at home; A RN provides comprehensive patient care ranging from IV insertion, wound care, medication management, educating on disease management etc. Write a Review for Quality of Life Health Services, Thanks for your review. With a dental savings plan, members can, General Dentistry, Oral & Maxillofacial Surgery, iDental Discount Plan by United Concordia. Shiela Jarrells is the latest user to leave a comment for Quality of Life Dental with a score of 5 stars saying: I only went the one time and scheduled to have my upper teeth pulled. Quality Of Life Health Complex. Tell others what you paid for services. Quality of Life Health Services, Inc. owes its existence to a remarkable person, Dr. Roberta O. Watts. Official Website. This may include dental insurance as well as dental savings plans, an affordable alternative to dental insurance. There are a total of 3436 entries listed in our database. $3000 Referral Bonus, No Limits! To maintain and earn accreditation, organizations must have an extensive on-site review by a team of Joint Commission health care professionals at least once every three years. We believe everyone deserves quality health care. In order to save Quality of Life Health Services to your profile,Please register a Dental Insider account. Job specializations: Nursing. Quality of Life jobs in Gadsden, AL Sort by: relevance - date 298 jobs Team Member Zaxby's 3.5 Gadsden, AL 35901 From $9.50 an hour Employer est. . As a Joint Commission accredited organization, we are committed to quality and safety. Nowadays, hundreds of millions of Americans are still suffering from tooth loss in spite of the improvements in dental care. Quality Of Life Health Complex . We use data, analytics, and a sense of humor to determine quality of life for places across the nation. Such fees are thereby reduced for those who have lower incomes, or alternatively, less money to spare after their personal expenses, regardless of income, Monday 8:00 AM - 8:00 PMTuesday 8:00 AM - 5:00 PMWednesday 8:00 AM - 5:00 PMThursday 8:00 AM - 5:00 PMFriday 8:00 AM - 5:00 PMSaturday closedSunday closed, for the 48 contiguous states and the District of Columbia. Anonymous on Monday, May 20, 2019( 0 votes ) dental. I appreciated it so much! Bonuses $2500 to $5000 Sign On Bonus based on experience! Advertisement. Full Address: Gadsden, AL 35903 E-mail: Website: https: . Chiropractors Referral & Information Service, MST Dental Family Dental & Cosmetic Center, Cost to get your teeth cleaned? The purpose of the review is to evaluate the organizations performance in areas that affect your care. 1411 Piedmont Cutoff Gadsden AL 35903 (256) 494-6004. But don't worry! Quality Of Life Health Complex (QOLHS) Advertisemet. Services Include: Adult Medical Services Dental Services Extended Hours Health Center Health Education/Behavioral Services Medication Assisted Treatment Program for Substance Use Disorders On-Site Pharmacy Pediatric Medical Services Telemedicine Vision Services X-Ray Services, This clinic is based on Sliding scale fees which are variable prices for products, services, or taxes based on a customer's ability to pay. But don't worry! For forty years, Quality of Life Health Services, Inc. has built a legacy on People Caring About People. 233(g)-(n). Earn 3.5 days off for 14 out. Please fill out the form below in order for us to assist you in setting up an appointment. Copyright 2023 Dental.page. Third Party materials included herein protected under copyright law. For families/households with more than 8 persons, add $5,430 for each additional person. Location: 3.22 miles from . Quality Of Life Health Services Optometry, Dentistry 10 Providers 1411 Piedmont Cutoff, Gadsden AL, 35903 Make an Appointment (256) 492-0131 Telehealth services available Quality Of Life Health Services is a medical group practice located in Gadsden, AL that specializes in Optometry and Dentistry. Please contact us if you find any inaccurate information. All rights reserved. Currently 1 people recommend Quality of Life Dental with a score of 5.0 of 5 points. Dental. 1411 Piedmont Gadsden AL 35903. Apply for a Quality of Life Health Services Credentialing Specialist job in Gadsden, AL. About Quality Of Life Health Complex. Dental Care for Medicaid and CHIP Enrollees. My mother says that they are tho. YEARS IN BUSINESS (256) 593-2371. 1411 Piedmont Cutoff Gadsden, AL 35903. It is very likely to have dental problems, but getting proper dental service can be quite expensive. 1411 Piedmont Cutoff Hwy Benefits (health, dental, vision, life, disability) 401K ; Paid Time Off - 3 weeks . (256) 492-0131. Please contact us if you find any inaccurate information. To learn more about the implant, read the following facts about it. A dental implant is the closest thing to a natural tooth. The content on Healthgrades does not provide medical advice. Privacy Policy. His work is excellent, I love his sense of humor and he always lets me come in immediately if I'm in pain or need help with a tooth that's giving me, Will not return my call which is pathetic, you need to realize that y'all aren't the only game in town, Shelby Dental Center was founded by Dr. Michael Ford in 1985. Monday - Friday 8:00 AM - 5:00 PM. View this and more full-time & part-time jobs in Gadsden, AL on Snagajob. Do you know this dental clinic? 7. Listing for: Diversicare. Design by Plexamedia. Dental Care. Get directions. Full-time + 2 Monday to Friday + 2 Restaurant Manager Lab and X-Ray. 8 Where is Quality of Life Dental located? Quality Of Life Dental in Gadsden, AL About Search Results Sort: Ad Legacy Dental Family Dentistry & Orthodontics Dr Dentists Website Directions 4 YEARS WITH (256) 459-2516 108 Fountain Ave, Gadsden, AL 35901 1. Are you willing to be contacted by another provider for an appointment? Listed on 2023-03-01. List your practice CALL 312-724-8350 Home Gadsden Office Quality of Life Health Services 47 Dental Offices are located in Gadsden, Alabama Quality of Life Health Services Dentist Office In Gadsden, AL Within 465 miles It's free and only takes 60 seconds Claim Your Profile 1411 Piedmont Cutoff, Gadsden, AL 35903 Save Request An Appointment Read More. Advertisement . Our team needs to verify it before it can be posted. Extended Hours . To learn more about the implant, read the following facts about it. Our easy-to-use app makes it simple to find a top-rated dental professional from your smartphone or tablet. Claim this business. 2005 - 2023 WebMD LLC. Quality Of Life Health Complex. Providers Overview Location Reviews Providers . Health care is essential and the right of every individual. Third party advertisements support hosting, listing verification, updates, and site maintenance. We are funded under Section 330 of the Public Health Service Act (PHS). Medical Centers. Where? Do you know that you may use Medicaid to cover part of your dental bills? Certified Nursing Assistant - CNA /STNA. Such fees are thereby reduced for those who have lower incomes, or alternatively, less money to spare after their personal expenses, regardless of income. Anonymous on Friday, November 16, 2018( 0 votes ) . Performance and Safety Bonuses Run Details 10-14 Days out. Claim this business. If you already have an account,You can login in. Claim it now. No matter what reason is causing the problem, dental implants might be the best solution. At Quality of Life Health Services, Inc., the patient is the most important part of the Patient-Centered Medical Home. Website. They believe in treating each patient like family and providing comprehensive care in a compassionate and judgment-fre, Within 2 minutes of arriving she was called back. Healthcare. CLOSED NOW. Services Include: Adult Medical Services Dental Services Extended Hours Health Center 104 Cherry Street, Gadsden, AL 35901 Order Online. The clinical diagnosis of dental diseases may indicate their cause and prognosis, however it gives little information about resulting levels of impairment from the patients' perspective. (256) 492-4700. Food Groups. More. Full-Time. Quality Of Life Health Complex. Gadsden Quality of Life Health Complex Contact Information: 1411 Piedmont Cutoff Hwy Gadsden, AL - 35903 (256) 492-0131 Sign up for website Monday 8:00 AM - 8:00 PM Tuesday 8:00 AM - 5:00 PM Wednesday 8:00 AM - 5:00 PM Thursday 8:00 AM - 5:00 PM Friday 8:00 AM - 5:00 PM Saturday closed Sunday closed Quality of Life Health Complex Details Joint Commission accreditation is required for hospitals but optional for physician offices. (256) 494-6004. They don"t give me a lecture about how bad my teeth are or try to push me into having procedures that aren't necessary. ProCare Colley Homes. Job in Gadsden - Etowah County - AL Alabama - USA , 35999. Privacy Policy|Advertising Policy|Privacy Preferences Center|Do Not Sell My Personal Information. Copyright 2021 All rights Reserved. Although getting dental implants might be the best choice for replacing the missing teeth, and you're considering it, the cost can be quite high in the US. Quality Of Life Health Complex Dentists (256) 492-7055 1216 Wilbanks Ave Gadsden, AL 35903 OPEN NOW 2. YP, the YP logo and all other YP marks contained herein are trademarks of YP LLC and/or YP affiliated companies. 2. Our team of health professionals work together to coordinate care and provide the best possible outcomes for your health and wellness needs. Information found on DENTISTSINUSA.COM is strictly for informational purposes and does not construe advice or recommendation. Dentists. Home AL Free Dental Clinics Gadsden Free Dental Clinics. We have compiled prices provided by users to this website. The location you tried did not return a result. SM1 - SM2 - SM3 - SM4 - SM5 - SM6 - SM7 - SM8 - SM9 - SM10 - SMP - SMC - SM, Quality of Life Dental Contact Information, Office Hours of Quality of Life Dental in Gadsden, Alabama, Map of Quality of Life Dental in Gadsden, Alabama. ), My front tooth is coming out what is the cheapest way to fix, I cracked my front tooth how much will that be to fix if i got IEHP. https://www.dentalinsider.com:443/gadsden/office/quality-of-life-health-services-548228. (256) 546-9907. FreeDentalCare.us is not associated with any government agency. Food. Let us know. We have listed the dental costs below which we have compiled for Quality of Life Health Complex. Demographics | Crime | Cost Of Living Updated: 2022-04-08 . In this study, we aimed to investigate oral and general health-related quality of life (OHRQoL-HRQoL) in patients Get email updates for new Road Driver jobs in Gadsden, AL. We welcome new patients with private health insurance, Medicare, Medicaid and no insurance. We will work to ensure that you can access comprehensive, coordinated, and safe services from a customer-focused team of professionals. Although there are many challenges in the arena of health care, we always strive to display caring attitudes, serve our patients with compassion and expect great outcomes. Quality of Life Health Services, Inc. (QOLHS) is the largest system of federally qualified community health centers in the State of Alabama. Quality of Life Health Complex. There are still several methods that you may find cheaper implants or other low-cost alternatives for problematic teeth. The Joint Commission sets the standards by which health care quality is measured in America. Dr. Watts witnessed how a unique community-based health care model brought astonishing health improvements to citizens of Ohio while she was completing a fellowship at the University of Cincinnati. Please enter a valid 5-digit Zip Code. View Address, Phone Number, Hours, and Services for Quality of Life Dental at Gadsden, Alabama, United States, View office hours of Quality of Life Dental in Gadsden, View map of and get driving directions from your location, Quality of Life Dental it is located on the map at LATITUDE: 34.001793 and LONGITUDE: -85.9638067. quality of life dental gadsden quality of life dental gadsden photos quality of life dental gadsden location . . Third party materials included herein protected under copyright law. Get directions, reviews and information for Quality of Life Dental in Gadsden, AL. What is your schedule in the week of Quality of Life Dental in Gadsden, Alabama? Read More. Search for: Hit enter after type your search item. He has started with the appropriate way to fix my teeth from medication from MS and could never than, Dr. Lewis Mitchell Jr. offers a wide range of general dentistry services for adults and children including: Cleanings, Fillings, Crowns, Dentures, Partials, Extractions, Implants and Root Canals. In 1982, she entrusted the leadership of the organization to Mr. Wayne C. Rowe, Chief Executive Officer whose expertise has branched an expansion to 24 community health centers. Seems to understand that he works for his patients. We have listed the dental costs below which we have compiled for Quality of Life Health Complex. Gadsden, AL - 35903, Services Include: Adult Medical Services Dental Services Extended Hours Health Center Health Education/Behavioral Services Medication Assisted Treatment Program for Substance Use Disorders On-Site Pharmacy Pediatric Medical Services Telemedicine Vision Services X-Ray Services, This clinic is based on Sliding scale fees which are variable prices for products, services, or taxes based on a customer's ability to pay.