0000006481 00000 n If you are approved for food stamps in California, how much in benefits you get partly depends on the: The Thrifty Food Plan is a government estimate of how much it costs to provide a household with nutritious, low-cost meals. 0000005140 00000 n We hope this post on CalFresh Santa Clara County was helpful. This resource is designed to assistcounty eligibility workers and other partners who provide services to the public. 0000140383 00000 n Semi-Annual Reporting Requirements 24.1 Semi-Annual Reporting (SAR) Households As a result of Senate Bill (SB) 79, California eliminated Change Reporting and all CalFresh households . 0000173363 00000 n If your household has a person who is 60 or older or disabled, only the net income limit must be met. 4320 0 obj <> endobj 0000086524 00000 n CalFresh Handbook Reference Guides. Why Millions Of Californians Eligible For Food Stamps Don. Outreach materials are available and can be accessed on the Disaster CalFresh Outreach Materials webpage. There are some exceptions, so contact your local County Welfare Department to find out if you are eligible. Read more about the end of Emergency Allotments. 0000048553 00000 n 0000008397 00000 n 0000159530 00000 n Find a participating restaurant or fast-food chain near you. 0000133687 00000 n 0000057322 00000 n The Office of Regulations Development will no longer mail out or provide paper copies of Manual Letters and 0000161544 00000 n 0000145807 00000 n There are multiple ways to connect with DPSS for new households to apply: CALL:1.408.758.3800to apply by phone,CLICK: BenefitsCal.com to apply online, orIN PERSON: Locate your local county office here. 0000009183 00000 n CalFresh 19. 0000153040 00000 n Thehousehold types that are still required to meet eligibility requirements for resources,resource limits for those households, and the type of resources which are considered are listed below. . Read more about the end of Emergency Allotments. CalFresh Benefits Helpline 0000163550 00000 n 0000008304 00000 n 0000000016 00000 n 0000164663 00000 n You can do so in person, by mail, by fax, or online. Students. If you live in the County of Santa Clara and need help with CalFresh, we can help. 0000166917 00000 n endstream endobj 1692 0 obj <>/Metadata 540 0 R/Names 1695 0 R/OpenAction[1699 0 R/XYZ null null null]/Outlines 1738 0 R/PageLabels 537 0 R/PageMode/UseOutlines/Pages 539 0 R/StructTreeRoot 542 0 R/Threads 1693 0 R/Type/Catalog/ViewerPreferences 1698 0 R>> endobj 1693 0 obj [1694 0 R] endobj 1694 0 obj <. More. Additionally, participants in the CalFresh food assistance program will also receive food benefit increases, according to a KRON 4 article published last week. 0000003611 00000 n IKjxRe[&!?hBuVIS9a{&^m_j! CalFresh, known federally as the Supplemental Nutrition Assistance Program or SNAP, provides monthly food benefits to individuals and families with low-income and provides economic benefits to communities. 63-509 Any food marketed to be heated in the store. 0000003939 00000 n To start the login process for your MyBenefits CalWIN, visit the MyBenefits CalWIN website at www.mybenefitscalwin.org. 0000166901 00000 n CalFresh households, except those containing an aged (60 or older) or disabled member or where all members receive cash assistance, are subject to gross and net income determination tests. 0000172019 00000 n The household calls the EW to report this on January 5. You can fax the completed, signed application form to your County SSA office. This ABAWD requirement is not applicable to Santa Clara County due to the ABAWD waiver. Students can apply themselves, but we highly recommend using one of the following sign-up assistance programs where trained staff/volunteers can help guide you through the process. 0000159680 00000 n Click here to locate an office near you. Earned income has an allowable deduction of 20% (i.e., 80% of the gross earned income counts in the calculation of benefit levels). 0000173602 00000 n In-Kind Benefits Any gain or benefit that is not in the form of money (i.e., meals, clothing, housing provided by the employer, etc.). 0000006475 00000 n 0000006564 00000 n Making America Stronger commemorates the 30th anniversary of the reforms achieved by the Food Stamp Act of 1977 by telling the story of how food stamps dramatically reduced the extent of severe hunger in our country, how they continue to help Americans in need, and how this essential program can achieve still more. Homeless Household Shelter Available to homeless persons who are not receiving free shelter for the entire month. endstream endobj 2110 0 obj <>/Filter/FlateDecode/Index[769 1246]/Length 57/Size 2015/Type/XRef/W[1 2 1]>>stream CalSAWS. 0000171023 00000 n Santa Clara County Social Services 1-408-758-3800. EN. 0000008437 00000 n 0000006718 00000 n 0000145294 00000 n startxref 0000008386 00000 n CalFresh Emergency Allotments, which are temporary increases to regular CalFresh food benefits introduced during the start of the pandemic, will be ending soon due to recent action by the federal government. Gross earned income, unearned income information has been relocated to the upcoming CalFresh Handbook 63-05.32 Income and Deductions. h1 0u\aw=IR,W9sx9. U.S. Department of Agricultures (USDA) Thrifty Food Plan. 0000173998 00000 n For more program information and locations visit: DoubleUpCA.org or Find a Location Near You. Gross Income all non-excludable income from any source including all earned income and all unearned income. 0000168645 00000 n Available in English, Spanish, and Chinese (pending). 0000008520 00000 n A fixed residence is not required. 0000156181 00000 n Here is the number to call: SSA Customer Service Center (CSC) 1.408.758.3800. For households to receiveCalFresh benefits they mustprovide certain information in the following areas: If you think you may be eligible forCalFresh benefits, download an application form , fill it out, and submit it to your local County Welfare Department. 0000160010 00000 n CalFresh Info Line 1-877-847-3663. CalFresh 14. If you are a member of the public weencourage you to apply online atBenefitsCal.comor contact your county social services agency. Business Process. You can complete the re-certification online using the MyBenefits CalWIN Portal. 0000167271 00000 n 0000003529 00000 n 0000007192 00000 n CalFresh benefits can help buy nutritious foods for a better diet. 19.1.2 Wages and Salaries [63-502.13] All wages and salaries of an employee include: For more information on how SSI recipients may apply for CalFresh Food benefits, visit CalFreshFood.org. 0000006279 00000 n 0000004353 00000 n 0000144808 00000 n Once you are on the homepage you will need to locate the Sign In button, which is usually at the top part of the site (see image below). 0000168081 00000 n 0000000016 00000 n 0000008909 00000 n 0000132901 00000 n 0000005237 00000 n 0000013116 00000 n 0000013988 00000 n <]/Prev 414742/XRefStm 2099>> 0000166105 00000 n In 2021-2022, our fundraising campaign raised $17.6 . 0000005735 00000 n Santa Clara County Social Services Agency. 0000153226 00000 n contact your county social services agency, Medi-Cal: Health coverage for California families, California Lifeline: Discounted home phone and cell phone services, Contact Your County Social Services In general, CalFresh eligibility is available to most lawfully-present immigrants who: Have lived in the country (in a qualified status) for five (5) years, or. There is no change to the SSI/SSP monthly benefit. 0000129823 00000 n For info on how to complete watch YouTube video https://t.co/gpn251Qyav pic.twitter.com/rpJcOr6E3r, SCCSSADEBS (@sccssadebs) October 1, 2021. Applying for CalFresh in the County of Santa Clara. Summary: This handbook has been updated to remove gross earned income and unearned income. 0000154533 00000 n 0000002855 00000 n English Deutsch Franais Espaol Portugus Italiano Romn Nederlands Latina Dansk Svenska Norsk Magyar Bahasa Indonesia Trke Suomi Latvian Lithuanian esk . Fill Santa Clara Calfresh Handbook, Edit online. 0000174383 00000 n 0000151014 00000 n The current allowance is $159.73 (effective 10/1/21). Net income is computed by deducting the following, if applicable, from gross income. 2015 0 obj <> endobj 0000160700 00000 n 0000007643 00000 n $177 for households of 13 persons, $184 for 4 persons, $215 for 5 persons, and $246 for 6 or more persons (effective 10/1/18). 0000004270 00000 n 0000004822 00000 n Santa Clara CalFresh Login (MyBenefits CalWIN Account Login), Restaurants that take CalFresh in Santa Clara County, Any California household or individual (including the homeless) with low or no income, Supplemental Security Income (SSI) recipients, CalWORKS or CAAP applicants can apply for CalFresh as part of their application process for those services, Students of higher education who meet eligibility requirements, Legal permanent residents and qualified immigrants, Department of Motor Vehicles ID or drivers license. 0000007477 00000 n California Food Assistance Program (CFAP), Able-Bodied Adults Without Dependents (ABAWDs), Early Issuance of February CalFresh Benefits. 0000155327 00000 n For speech and/or hearing assistance call 711 Relay. 0000006777 00000 n 6 5,930 0000166055 00000 n Students can only qualify for CalFresh if they meet specific criteria. On February 1, 2023, a Presidential Major Disaster Declaration with Individual Assistance . 0000010255 00000 n 0000000016 00000 n 0000007773 00000 n 0000005653 00000 n 2022 New Rhino, LLC. 0000006768 00000 n Standard Deduction A deduction allowed per household per month. 0000006149 00000 n 1-877-847-3663 Households may report , during the certification period, any change that could increase benefits, such as a job loss or increased shelter expenses. QA Corner. 0000008058 00000 n Standard deduction of $258 for a household with 6 or more members. 1752 0 obj <>stream Email Address: pac-collections@fin.sccgov.org. 0000173834 00000 n 0000169951 00000 n CalFresh Charts. startxref 0000146152 00000 n 0000162690 00000 n Interpretation services available in all languages. Verifications for CalFresh . Eligibility for CalFresh, as well as the benefit amount, is based on your households size and income level. 0000147317 00000 n following month, provided that employment is expected to be 20 hours per week. Gross Monthly Income Eligibility Using Your Benefits . 0000154053 00000 n 0000006311 00000 n There are special rules for households with seniors and people who are disabled. 0000004995 00000 n 0000171135 00000 n 0000003226 00000 n startxref 0000152492 00000 n hb```f`a`c``rcb@ !V(=.V0Y\ MF Wsq40`VH%*>}%$|^yD$*+:)E,2wm IFa*co~ d`y0y1C"y%8TQLs QP(@)s. Currently, the restaurant meals program is active in the following counties: Using your EBT Card to purchase hot meals at restaurants and fast food locations is easy. 0000166761 00000 n Eligibility (MCE)/Broad-Based Categorical 0000170087 00000 n 0000162342 00000 n 0000163748 00000 n 5 5,174 Option 2 - By Phone. 0000005596 00000 n %PDF-1.6 % CalFresh Benefits Helpline Fill Santa Clara County Calfresh Handbook, Edit online. CalFresh benefits stretch food budgets, allowing individuals and families to afford . 0000005817 00000 n Manual, Div 63, Chap 63-100 thru Chap 63-200, Sec 63-100 thru 63-207 - Food Also, even if you cant get CalFresh benefits for yourself, other members of your household may be eligible. Children living with their parents are considered part of the same household until age 22. 0000166751 00000 n 0000156319 00000 n 0000006528 00000 n Click here for help logging into your MyBenefits CalWIN account or see the instructions above. 0000169375 00000 n The Santa Clara County Office of the Public Defender is comprised of approximately 240 employees, including 121 attorneys, 30 investigators, 31 paralegals and 58 clerical and support staff who are committed to providing quality legal representation to our clients. Regulations. 0000153343 00000 n 0000132942 00000 n Medi-Cal Member Handbook: Link: Link: Link: Link: Link: Member Rights & Responsibilities: Link: Link: Link: Link: Link: Pharmacy Documents. 0000159956 00000 n For speech and/or hearing assistance call 711 Relay. <<28B55A7DFDBAE34B919617936650B755>]/Prev 768998/XRefStm 4378>> 1691 0 obj <> endobj Furthermore, many legal non-citizens are eligible for CalFresh benefits. 0000144747 00000 n A final allotment of these federally funded benefits will be issued in March 2023. In general, CalFresh eligibility is available to most lawfully-present immigrants who: California also has a program for immigrants who have not lived here for five years, but have a lawful permanent resident status or qualified immigration status and meet all other program eligibility criteria. Back to Top. For CalFresh purposes, gross monthly income means a households total income before excluding allowable deductions. 0000009302 00000 n Forms. Santa Clara County Social Services Agency. The SAR 7asks the household to report income, medical and dependent care expenses, and any other changethe household is expectingfor the remainder of theircertification period. CalFresh benefits can be used to purchase: Yes. 0000004905 00000 n CalFresh 24. The Santa Clara County Healthy Food Incentive Grocery Project -- also known as Double Up Food Bucks California -- helps families overcome that barrier. 0000170395 00000 n 0000000016 00000 n Available in English, Spanish, Cantonese, Vietnamese, Korean, and Russian. 0000004988 00000 n Number of People in Your Household (People buying/eating together). You can complete the paper application and return it to the SSA office for processing. 1799 0 obj <> endobj 0000009265 00000 n Medi-Cal is California's version of the federal Medicaid health coverage program, a public health care program for California . Supervisor Corner. Food may be purchased at any grocery store or farmers market that accepts EBT cards. 0000155253 00000 n 0000168931 00000 n 0000172141 00000 n These households are required to report within 10 days from the date of a change in writing, verbally or in person. hU[Pe64XK 6 ,BLH(4JV[$P 0000165363 00000 n 0000005099 00000 n 0000175452 00000 n a n d the county has determined that adequate childcare services are not available to enable the individual to attend class and work an average 20 hours per week or a total of 80 hours per month, or participate in a state or federally financed work study program during the . 0000003245 00000 n 0000008022 00000 n 0000004021 00000 n PLEASE NOTE: All Manual Letters and Regulations published by CDSS are available on this website for public 0000169729 00000 n In Santa Clara County, people authorized to receive CalFresh benefits can buy food by using the EBT (Electronic Benefits Transfer)/ Food Stamps card at a grocery store and some farmers' markets in the county. 0000169267 00000 n CalFresh Info Line 1-877-847-3663. 0000045471 00000 n O/SjUD}Sq_n6 >u9wnY @, )KgM`:ba^iW(s~)s`zt47qu/9lU;bCt-EO:J>x+b5=w/"Ov]{KT Alcoholic beverages and tobacco products. CalFresh San Bernardino County (2023 Guide), Annual CalFresh Renewal and Recertification, Click here for the recertification application form, Click here to locate a California Food Stamps Office near you, Emergency Allotment for CalFresh Extra Food Stamps, Restaurants that Take CalFresh in California, California Food Stamps Payment Schedule for March 2023, Restaurants that Accept EBT in Stanislaus County, Click here for more on How to Add your EBT Card to Amazon, Restaurants that Accept EBT in Sonoma County, Restaurants that Accept EBT in San Bernardino County, Restaurants that Accept EBT in San Joaquin County. You can call the County of Santa Clara Social Service Agency (SSA) to apply by phone or have an application mailed to you. 0000145629 00000 n Most households must have a total gross monthly income less than or equal to 200% of the federal poverty level, to be potentially eligible for CalFresh. It can help buy nutritious foods for a better diet. 0000140508 00000 n 0000170719 00000 n We are a privately-owned website that provides information about California food stamps and Calfresh EBT Card benefits. If they also have a member who has a disability or who is 60 years of age or older, the resource limit is $3,750. To learn about this policy change, see the Expansion of CalFresh to SSI Recipients Partner Flyer located here: (English) (Spanish). 0000171473 00000 n hC"g=j3 0000152328 00000 n 0000129195 00000 n 0000170375 00000 n 0000167205 00000 n If you live in the County of Santa Clara, then you can use the MyBenefits CalWIN online portal to apply for and manage benefit assistance. CalFresh is federally mandated and in California, is state-supervised and county-operated. 1-877-509-0294. %%EOF 0000165667 00000 n Income Definitions and Exemptions 19.1 Earned Income 19.1.1 Definition Earned income is received as compensation for employment. 0000005704 00000 n 0000171895 00000 n In this post, we will review everything you need to know about CalFresh Santa Clara including CalFresh eligibility, how to apply for benefits, How to renew your benefits, MyBenefits CalWIN login help, and SSA contact information. 0000155677 00000 n Food Stamp Manual, Div 63, Chap 63-800, Sec 63-805 - Food Stamp Manual, Div 63, Chap 63-900 thru 63-1000, Sec 63-900 thru 63-1002 - Food Stamp Manual, Div 63, Chap 63-1000, Sec 63-1001 thru 63-1102 - Food Stamp Manual, Div 63, Chap 63-1200, Sec 63-1200 thru Effective Date: 01/01/14 . 0000134348 00000 n 0000140424 00000 n 0000056462 00000 n 0000005983 00000 n Updated Chapter 01/19/05 Div 63, Chap 63-000, Sec 63-001 thru 63-099 - Food Stamp Manual Div 63, Chap 63-100 thru Chap 63-200, Sec 63-100 thru 63-207 - Food Stamp Manual 0000169706 00000 n 0000166187 00000 n 0000003015 00000 n All Rights Reserved. 0000003405 00000 n 0000003857 00000 n 0000005518 00000 n Furthermore, even if some members of the household are not eligible, those who are may be able to get CalFresh benefits. 0000160624 00000 n xref Once you enter the correct username, click Next to continue, as shown by the image below. 0000007524 00000 n 0000160974 00000 n Healthy Communities Branch. 0000003916 00000 n 0000006346 00000 n 0000141667 00000 n Sign, fax and printable from PC, iPad, tablet or mobile with pdfFiller Instantly. 0000159234 00000 n We will then walk you through the 3 ways you can apply for CalFresh in Santa Clara County. If you are age 60 or over, or you are receiving Social Security Disability or Medi-Cal due to a disability, or a full VA pension heres what you need to know. 0000164967 00000 n CalFresh Handbook Index CalFresh Handbook Table of Contents Chapter 1: Thrifty Food Plan and Income Test Limits Chapter 2: Charts, Tables, and Miscellaneous Chapter 3: Application Chapter 4: Authorized Representative Chapter 5: Social Security Number Requirements Chapter 6: Verifications Chapter 7: Expedited Services Chapter 8: Notice of Action . 0000153595 00000 n 0000004991 00000 n Published By: E103 . 0000007109 00000 n 0000003939 00000 n 0000133026 00000 n 0000165313 00000 n 0000006896 00000 n 0000161660 00000 n 0000169725 00000 n 0000007975 00000 n CalFresh benefits stretch food budgets, allowing individuals and families to afford nutritious food, including more fruit, vegetables and other healthy foods. 0000010232 00000 n 0000160566 00000 n CalFresh 13. 0000002285 00000 n 5011 0 obj <> endobj All inquiries will be answered within 2 business days. Household SizeGross Income 0000005948 00000 n Eligible household members can getCalFresh benefits even if other members of the household are not eligible. startxref 0000155489 00000 n During the interview, your caseworker will go over the information on the application and will ask questions to recertify you for CalFresh and determine your benefits. 0000127500 00000 n Standards for Modified Categorical Starting June 1, 2019, the CalFresh food assistance program expanded to include eligible older adults and people with disabilities who receive Supplemental Security Income/State Supplementary Payment (SSI/SSP) benefits. 0000134264 00000 n 0000006694 00000 n 0000006113 00000 n Keeping your coverage. However, this must be computed on a case-by-case basis. Some states have additional exceptions for students. Excess Shelter A monthly shelter cost in excess of 50% of the household's income after all above deductions are considered. 0000011064 00000 n 0000167339 00000 n 0000173465 00000 n 0000100330 00000 n 0000171267 00000 n Medical expenses exceeding $35 for elderly or disabled household members, Court-ordered child support payments paid to non-household members, and, A portion of shelter (rent or mortgage) and utility costs, The total amount of your households income, and. If your household has a person who is 60 or older or disabled, only the net income limit must be met. As your income increases, your CalFresh benefit amount goes down. CalFresh Handbook page 30-9. 0000137303 00000 n DUE 10/5: Dont forget to submit your #CalFresh, #GeneralAssistance and #CalWORKs Semi Annual Report (SAR7). 0000008852 00000 n 0000129285 00000 n The amount of benefits a household receives is dependent on household size countable income, and monthly expenses, such as housing and utilities. 0000167135 00000 n Out-of-County Phone Numbers. use. hU[PU6 66MbR$h&ftBVK!b@*W/U_|C"3j3/:z, <9ggs H2* O&$5RkzfGt^K58|%R1wWb1N09`,7uxVn2>2zVOpdP{o6~#cAP-k/~`"}ng]]{Gsk&U)|UEec]yXDinC|#U-imh!Zr&&&iyOn^Bu6mn7l+ZJ2qvokih{FFuz.gefWl|8Ro{*|(O6h 8H|-[S tiI+.vsDFHsHl^c1"^g!Q>f[ K|AyM &- F`Iqf+dn2'N Qz]mt\lJO]I-/R/$>_xp%[WF"C+Q3HR$AK,0,U!-"L2BTAAVIW'21YnQ2l]QDN%$fLJbCNR_o 8[ZuFrlqT>.Y4MBAJhxf=^=h0~m#e>7VXJD),~0nA%O_d: 4QVflEq dok[{wPA SL> w6!ftc~H.0mkp9c4C'j;8HG"@k[J g=w -QR 0000170324 00000 n Here are the categories of people who live in the state of California that are eligible for CalFresh: Heres what you need to apply for CalFresh: Applicants must provide proof of their identity to show that they are the person they claim to be. 0000008140 00000 n Non-citizens that are in the U.S. temporarily, such as students or tourists are not eligible just as undocumented individuals are not eligible. 0000168305 00000 n 0000002307 00000 n You will receive an email with instructions about your username. GetCalFresh org. Enter your email address in the space provided, then click Submit. Next, You will then be taken to a page where you have to provide your email address to retrieve your username. %%EOF Call the California SNAP hotline to learn more: 1-877-847-3663. ~ A project of the Recycling and Waste Reduction Commission of Santa Clara County funded by . The CalFresh Program, federally known as the Supplemental Nutrition Assistance Program (SNAP), issues monthly electronic benefits that can be used to buy most foods at many markets and food stores. 0000003366 00000 n 0000005048 00000 n Deductions are allowable expenses that can be subtracted from the households monthly gross income to arrive at the net monthly income. 0000006232 00000 n Revised: 06/25/13 Update #11-01. 0000004023 00000 n 0000166421 00000 n If you need interpretation of 0000005071 00000 n Such changes may affect their eligibility for benefits. 0000010752 00000 n [-e 2b}&q'(7m90|d ?5$oW10b:bpG6[63le |SLKc^W:[Nu l@q& v "js 2rae`N o0 Starting Oct. 1, recipients of CalFresh, a federal nutrition program, received about 22% more in benefits compared to pre-pandemic levelsbringing a family of four up to an extra $155 per month. The excess shelter deduction must not exceed the current maximum of $597 (effective 10/1/21). 0000099162 00000 n 0000159074 00000 n 0000007358 00000 n Below is a chart of gross monthly income for 200% of the Federal poverty level by household size effective 10/1/2022. 0000005653 00000 n Non-Liquid Resources Includes personal property, buildings, land, recreational properties, and any other property. 0000152850 00000 n 0000146002 00000 n CalFresh Food is California's name for the federal food program called Supplemental Nutrition Assistance Program (SNAP) that used to be known as Food Stamps. SJSU Cares partners with Second Harvest of Silicon Valley in offering CalFresh assistance to students in Santa Clara & San Mateo County by phone: 1-800-984-3663 (Mon . 1-877-847-3663. 0000174939 00000 n Phone: (408) 793-2700. 0000152647 00000 n 0000010606 00000 n 0000162146 00000 n 0000006393 00000 n 0000165628 00000 n 0000165535 00000 n 0000005745 00000 n Cash donations from a charitable organization of not more than $300 in a calendar quarter. 0000002099 00000 n 1$2,148 0000007809 00000 n 0000161972 00000 n 0000009347 00000 n In order to keep your CalFresh benefits in Santa Clara County, there are four requirements you have to meet each year. 0000167867 00000 n 0000169929 00000 n Click here for the recertification application form. 1691 62 xref 0000007607 00000 n 0000003536 00000 n 0000013912 00000 n Before we get into CalFresh eligibility guidelines, first, we will explain what CalFresh is about and who is eligible to apply. 0000006229 00000 n 0000129856 00000 n Be sure to answer all questions on the recertification application. 0000156491 00000 n 9/27/2021 CalFresh Handbook :. We will contact your when we have a work day scheduled. 0000167965 00000 n 0000005920 00000 n How to double your Calfresh dollars at the Farmers' Market. 0000164927 00000 n 0000170265 00000 n 0000002223 00000 n Are children under 18 years of age who are qualified and lawfully-admitted for permanent residence . 0000147928 00000 n 0000147701 00000 n startxref CalFresh Emergency Allotments, which are temporary increases to regular CalFresh food benefits introduced during the start of the pandemic, will be ending soon due to recent action by the federal government. Households that fit the description in section 1 above will need to report the following types of resources: Liquid Resources Includes all funds readily available to the household such as cash on hand, money in checking or savings accounts, savings certificates, trust deeds, notes receivable, stocks, or bonds, non-recurring lump sum payments [which includes retroactive payments, funds held in an individual retirement accounts (IRA) and funds held in accessible Keogh plans].